Comment to House Financial Services Committee on Regulation of AI
On August 14, CDT submitted comments in response to the House Financial Services Committee’s request for information on the application of current federal laws and regulations related to the use of AI in the financial marketplace and any proposed reforms to provide for an appropriately modernized and comprehensive federal financial AI framework.
The Committee and regulators have explored implications of AI adoption in recent years, and CDT has called for stronger enforcement of laws and regulations and recommended reforms to promote accountability of AI integrated into the provision of financial services, housing, and related needs. Our comments:
Suggest requirements to improve model fairness, explainability, and model risk management;
Identify areas for improvement in existing financial data privacy laws and the limitations of disclosures alone as a governance measure;
Discuss liability of financial institutions and their third-party service providers, and financial institutions’ obligations to manage their third-party services; and
Recommend steps to address AI’s impacts on housing and workers.
Not All Guardrails Are Created Equal: Comparing Content Safety and Copyright Filtering
As courts and policymakers work through questions about chatbot liability, they should be wary of analogies that flatten meaningful technical differences. Copyright filtering and safety intervention share real challenges around ambiguity and evasion, but they diverge in what each control must assess, how each manifests over the course of a conversation, and how much can be verified from the outside.
Talking Tech with Roy Austin & Alex Givens on The Future of AI Governance
In this episode of CDT’s Tech Talks, Roy L. Austin, Jr., inaugural director of Howard University School of Law’s AI Initiative, joins Alexandra Givens, President and CEO of the Center for Democracy & Technology, to discuss the challenges and opportunities shaping the future of AI.
CDT-led Coalition Calls for Transparency for White House AI Framework
CDT and Americans for Responsible Innovation led a broad, bipartisan coalition of over two dozen civil society groups in calling on the White House to release its Framework for review of frontier AI models.
The 2026 legislative session has shown a continued but shifted focus on the regulation of artificial intelligence (AI), with most bills — both introduced and passed — grappling with the rise and use of chatbots in a variety of contexts.
